Our Insurance Blog

Auto Insurance in Germantown, WI — 2025 Complete Guide
Getting the right car insurance in Germantown isn’t just about finding the cheapest price. It’s about making sure you’re really protected — on icy roads,

Wisconsin Holiday Road Trip Travel Safety Tips
Holiday Road Tripping: A Guide to Ensuring Safe and Joyful Journeys The holidays are a time for joy, family, and memorable road trips! As the

SECURA Insurance Withdraws from Personal Lines: A Guide for Policyholders Seeking Alternatives
Understanding SECURA’s Strategic Shift SECURA Insurance, a long-standing provider in the Wisconsin insurance landscape, has made a significant strategic decision to exit the Personal Lines

Busting Common Insurance Myths with Joseph Hoell Insurance
Hello, Wisconsin! Ever heard the saying, “Don’t believe everything you hear?” Well, that rings especially true when it comes to insurance myths. These myths can

Understanding Condo Insurance: Your Shield for the Condo Lifestyle
Owning a condo is a unique blend of convenience, community, and investment. Unlike single-family homes, condos come with their own set of rules, amenities, and—most

Understanding the Basics of Homeowners Insurance: A Guide for Newbies
Introduction For many their home is not only their sanctuary, it’s also the most significant investment they will ever make. It’s not only practical to

18 Best Road Trips in Wisconsin: A Complete Guide to Fun Day Trips in Wisconsin
Can you feel it? The irresistible lure of the open road, beckoning you to shrug off the chains of your daily routines and discover the

The Parent’s Playbook: Outsmarting the Car Insurance Industry with These Genius Tips for Parents of Teen Drivers
Did you feel your heart drop when you first saw the sky-high car insurance premiums for your teen driver? You’re not alone! Parents all over

5 Essential Tips for New Homeowners
Congratulations on your recent home purchase! As a new homeowner, you’re likely excited and eager to make the most of your new investment. To help

Your Progressive Insurance Agent in Germantown, WI
Many of you are searching locally for a Progressive Insurance agent in Germantown, WI and surrounding areas, and as a distinguished independent insurance agency, Hoell

The Best Home Insurance Agency in Germantown, WI, Serving all of Wisconsin
As a homeowner, protecting your property is crucial, and having the right home insurance policy is essential to safeguarding your investment. At Joseph Hoell Insurance,

Joseph Hoell Insurance Agency: The Benefits of an Independent Insurance Agency
When it comes to choosing an insurance agency for any type of insurance you may be interested in, you have two main options: captive or

Name: 10 reasons why…
Here are the top 10 reasons why to do business with my agency… 1. We offer insurance solutions to meet all of your needs –

The Insurance Company Screwed Me!
How many of you have heard this line before?!? I know I have. I talk to hundreds of people each year and you would be

Why Should I Choose an Independent Insurance Agency?
Consumers sometimes ask, “Why should I go with an independent insurance agency for my insurance needs?” It’s easier than ever to hop into insurance company

Does Your Credit Score Affect Your Homeowners Insurance?
Does Your Credit Score Affect Your Homeowners Insurance? “Will my credit score change my insurance rates?” This is a common question we hear at Joseph

How To Get Affordable Auto Insurance
How to Get Affordable Auto Insurance Finding the right auto insurance coverage at the right price doesn’t have to be complicated. At Joseph Hoell Insurance

How Much Does Homeowners Insurance Cost?
At Joseph Hoell Insurance Agency, we get questions about how much homeowners insurance will cost often. While it’s a simple question, the answer can be

Are you renting? An inside look at Renters Insurance.
If you rent your home, apartment, or condo you NEED renters insurance. A lot of people think renters insurance just covers your “stuff”. While that

Germantown Insurance: A Locals Guide to Insurance in Germantown, WI
If you’ve lived here or spent a significant amount of time in Germantown, you probably have a good sense of what makes this place unique.

Our Top 3 Frequently Asked Questions
1. If I rent a car am I covered? Yes, in most cases you are. Your coverage from your auto policy will transfer to that

Independent Insurance Agents in Wisconsin
Why Choose an Independent Insurance Agent? Whether you are shopping for socks, a vacuum, a TV, a bike, or a car it makes sense to

Wisconsin Flood & Storm Preparedness: Essential Tips for Homeowners in Germantown, Appleton, Mequon & Beyond
Spring in Wisconsin can be as unpredictable as it is beautiful—one day you’re happily sipping coffee on the back porch in mild sunshine, and the

Independent Insurance Agents in Germantown Wisconsin
Why Choose an Independent Germantown Insurance Agent? Whether you are shopping for socks, a vacuum, a TV, a bike, or a car it makes sense

Top 5 Car Insurance Myths Debunked
Navigating the complex world of car insurance can be daunting, especially with pervasive myths that can skew your understanding. Whether you are purchasing your first

Top 5 Hidden Risks Your Home Insurance Should Cover (But Probably Doesn’t)
I’ve seen my fair share of home disasters. From basement floods to surprise hailstorms, it seems like Mother Nature is always trying to keep us

Autumn Driving Hazards in Wisconsin: Is Your Auto Insurance Ready?
Ah, autumn in Wisconsin is almost here – a time when our beautiful state transforms into a breathtaking canvas of reds, oranges, and golds. But

The Hidden Home Insurance Crisis in Wisconsin: What You Need to Know Today
The home insurance landscape in Wisconsin is changing and changing very fast. If you don’t keep up you are going to be left behind! Gone

Top 5 Home Insurance Myths Debunked: What You Need to Know
Imagine this: you’re snug in your favorite armchair, sipping a warm cup of coffee, completely at ease because you believe your home insurance has every

The Hidden Benefits of Comprehensive Auto Insurance
Ever been stranded on the side of a Wisconsin road, your car lifeless and the clock ticking away? The feeling of vulnerability can be overwhelming.

The 2025 Wisconsin Summer Boating Preparation Guide
A Warm Wisconsin Welcome to the Waters Greetings Wisconsin boating enthusiasts! Wisconsin boating season is finally here once again! With the ice breaking and the

Updating Your Insurance Policy for 2024
As February’s chill begins to soften and the days stretch ever so slightly longer, we’re reminded of the inevitable: change. It’s a subtle nudge from











