Homeowners Insurance

Your Homeowners Insurance Experts in Germantown, WI and Surrounding Areas

Serving all of Germantown, WI and Surrounding Areas

Homeowners insurance is not one-size-fits-all so we offer a range of homeowners insurance plans to properly cover your home in case of an accident, disaster, damage and more. With so many types of insurance and coverage, it’s essential to have a knowledgeable insurance agent on your side.
Joseph Hoell Insurance has been serving the Germantown area for years and we make it easy to customize your plan for your unique needs. We understand the intricacies of various policies and will help you navigate the process to make the best choice. While we are based in Germantown we serve Washington, Ozaukee, Waukesha and every other county in Wisconsin.

What does homeowners insurance cover?

  • Property: The physical structure that is your home.
  • Contents: The personal property you have accumulated over the years.
  • Liability: Protection for accidents incurred by others on your property.
  • Loss of use: Accommodations like a place to stay, food for your family, clothes for work during your claim.
  • Separate structure: Other structures not attached to your home like a gazebo or shed.

What perils does homeowners insurance protect against?

While all policies are different here are some of the common claims we see at Joseph Hoell Insurance.
  • Theft and vandalism
  • Fire and smoke damage
  • Weather-related damages like those from wind, hail or lightning
  • Water damage

What does homeowners insurance cost?

At Joseph Hoell Insurance, we are experts at finding the best insurance rates in Wisconsin. We are local and know the area well. Some of the areas where we have excellent pricing include Germantown, Menomonee Falls, Grafton, Cedarburg, Jackson, West Bend, Hartford, Sussex, Richfield, Mequon, Thiensville and so many more! While price is important we will always make sure you are covered properly and that you are taking advantage of all the discounts you can!


At the Joseph Hoell Insurance agency we know how important home protection is. You’ve invested time, money and love into your home and everything inside of it. Contact us at (262) 214-0999 for great rates and the best coverage.
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