When it comes to choosing an insurance agency for any type of insurance you may be interested in, you have two main options: captive or independent. A captive insurance agency represents a single insurance company, for example, State Farm or Allstate. While an independent insurance agency, like Joseph Hoell Insurance, represents multiple major insurance companies. There are many benefits to choosing an independent insurance agency like ours:
More Options
By choosing a local independent insurance agency like Joseph Hoell Insurance, you gain access to a wide variety of insurance providers. This means that you can compare different policies and prices to find the best option for you. What does this mean for your pocket book? It means more coverage for a lower price. This is the primary reason our customers make the switch. With a captive agency, you will only have access to one insurance provider and their limited set of policies. You will be left completely unaware of the better options that exist.
Personalized Service
When working with an independent insurance agency like Joseph Hoell Insurance, you aren’t just a number. You will receive personalized attention from a local insurance agent and service from a team of experienced insurance professionals who understand your unique needs and concerns. We will take the time to dive in and get to know you and familiarize ourselves with your unique situation, so we can provide the best coverage options and lowest insurance costs for you.
More Affordable Options
Our access to a variety of insurance providers means we can most likely save you money on your insurance. Independent insurance agencies are often able to offer more affordable coverage options due to our ability to shop from multiple quotes. We’ll help you find the absolute best policies at the best prices, so you don’t have to sacrifice quality coverage for affordability, with us, you’ll get the best of both worlds.
Flexibility
Another benefit of Independent insurance agencies is that we have the flexibility to adapt to your changing needs. We can work with you to adjust your coverage as your life changes, such as when you purchase a new home, get married, or have a baby. With a captive agency, you may not have the same flexibility or access to a wide range of policies, policy options, and cost flexibility.
Expert Advice
At Joseph Hoell Insurance Agency, we are a team of experienced insurance professionals who will provide you with expert advice and guidance on all of your insurance requirements. We will help you navigate the complex world of insurance and assist you to help you make informed decisions about your insurance coverage.
Convenience
By working with us, you will have the ability to take care of all your insurance needs in one place. You don’t have to deal with multiple insurance companies or different agents for your different policies. We offer a wide range of insurance services, including home insurance, auto insurance, life insurance, and more, so you can have peace of mind knowing that you are fully covered. We can also save you money by bundling your policies together.
Local Knowledge
As a local independent insurance agency, we have a deep understanding of the Germantown, WI and surrounding community. We are familiar with the unique risks and challenges that our clients face on a regular basis, and we can provide custom tailored solutions to meet their (and your) specific needs. Our local knowledge and experience working with area residents are a valuable asset to all of our clients.
Local Customer Service
When you work with a local insurance agent, immediate customer service is waiting at your fingertips, no more waiting in phone queues or endless computerized phone menus. You could even stop by our office for a chat over coffee if you like.
As you can see choosing an independent insurance agency like Joseph Hoell Insurance Agency to handle your insurance means many benefits, including more options, personalized service, affordable coverage, flexibility, expert advice, convenience, local knowledge, and local customer service. Reach out to us today to learn more about how we can help you get better insurance for a lower price. You can stop into our office at W175N11081 Stonewood Dr #200, Germantown, WI, call us at (262) 214-0999 or fill out the contact form on our website at https://hoellagency.com/.
