Congratulations on your recent home purchase! As a new homeowner, you’re likely excited and eager to make the most of your new investment. To help you settle in and protect your property, we’ve compiled a list of five essential tips for you to help yousave you money and ensure a smooth transition into homeownership.
1) Create a Home Maintenance Schedule
Owning a home comes with ongoing maintenance responsibilities. Create a schedule to stay on top of home related tasks such as cleaning gutters, changing HVAC filters, and checking smoke detectors. Regular upkeep will prevent surprises from costly repairs down the line and keep your new home in great condition.
2) Get a Second Insurance Quote
While you likely obtained homeowner’s insurance during the homebuying process, it’s a wise move to get a second quote from an independent insurance agency like ours. Independent agencies can compare policies from multiple top national insurance carriers, often finding more competitive rates and better coverage options. Don’t assume you got the best deal; take the time to shop around and potentially save on insurance premiums. This is a great way to save money.
3) Make a List of Emergency Contacts
Prepare for the unexpected by compiling a list of local emergency contacts. This list should include numbers for local authorities, utility companies, and trusted contractors for repairs. Having these numbers readily available now can save precious time in case of an emergency and provide you with additional peace of mind.
4) Invest in Energy-Efficient Upgrades
Energy-efficient upgrades, such as installing a programmable thermostat or sealing air leaks in the home, can save you money on ever increasing utility bills while also reducing your environmental impact. These improvements may also increase the value of your new home, making them a very wise investment for new homeowners.
5) Get to Know Your Neighbors
Establishing strong connections in your local community and neighborhood can enhance your sense of belonging and provide an invaluable support network. Attend area neighborhood events, join local social media neighborhood groups, or simply introduce yourself to your nearby neighbors. Building relationships with your neighbors not only helps to foster a sense of community but can also be invaluable in case of emergency or when you need assistance.
As a new homeowner, it’s essential to stay proactive and informed. By following the five tips above, you can protect your investment, save money, and create a safe, comfortable living environment for you and your family. Remember, an independent insurance agency like ours can help you find the best coverage at the most competitive rates. Don’t hesitate to reach out for assistance or advice as you settle into your new home.
Ready to secure your new home with the right insurance policy? Contact Hoell Insurance Agency today to learn how we can assist you! Give us a call at (262) 214-0999, visit our office at W175 N11081 Stonewood Dr UNIT 200, Germantown, WI 53022, or fill out our online contact form here. Let us help you find the perfect coverage for your new home!
