4.9 Google Rating

(280+ Reviews)

Get Started in Minutes.
Save Hundreds.
Talk to a Real Human.

Message an Expert Now — Get Real Savings Fast.

(*You’ll Chat with Joe, Brad, Brooklyn, or Kyle — Not a Call Center.)

*Most Clients Save $300–$600 per Year.
*Insurance Quotes are Free. No Sign-up Required.

Get Started in Minutes.

Save Hundreds.

Talk to a Real Human.

Message an Expert Now
— Get Real Savings Fast.​

(*You’ll Chat with Joe, Brad, Brooklyn, or Kyle — Not a Call Center.)

*Most Clients Save $300–$600 per Year.

*Insurance Quotes are Free. No Sign-up required.

Insurance in Grafton, WI

We Shop. You Save. It's That Simple

At Joseph Hoell Insurance, we’re proud to help Grafton families, drivers, and neighbors find coverage that really fits. As a local, independent insurance agency, we compare top carriers for you—not a call center. Many clients save hundreds every year while getting honest local support.

TOP RATED

Auto Insurance

Better coverage. Local experts. Save more on auto insurance today.

TOP RATED

Home Insurance

Don’t let storm damage drain your wallet. Local coverage that works.

“Joe has over 250 5 star Google reviews for a reason! Not only did he save me over $1,800 dollars a year, but he was also able to give me better coverage then what I previously had!”  –  Julia O.

Need Coverage for Something Else?

Renters Insurance

Fire, theft, water leaks—your things stay protected here.

Condo Insurance

Your condo, your belongings—covered beyond your HOA’s limits.

Motorcycle Insurance

Keep your bike covered and legal—so you’re always ready to ride.

Boat Insurance

Easy boat insurance that protects your gear, your boat, and your fun.

SR-22 Insurance

Need an SR-22? We handle it fast—so you can drive again.

Other Specialty Insurance

Looking for Something Else?

The Grafton, WI Insurance Secret Locals Swear By

Better Protection + Fewer Headaches.

Insurance in Grafton shouldn’t be stressful. We’re right here in Wisconsin — local, honest, and on your side. No hidden fees. No pressure to buy. We compare over 20 trusted Wisconsin-approved insurers for you, so you see real choices and real prices. Everything is laid out in plain language. You pick what fits, and pay only for what you actually need. You don’t have to sign up or move forward unless it truly feels right.

Real, Local Agents, Not Call Centers.

Talk to the same local insurance expert every time.

We Shop 20+ Carriers for You—Free.​

You Get the Best Deal. We Handle the Shopping. 

No Extras.
No Overpaying.

Only what you need. Nothing you don’t.

Meet Your Insurance Agents

Real People. Local Help. No Call Centers.

Joseph Hoell

Owner
Hoell Insurance Agency

Brad Zacharias

Insurance Agent
Hoell Insurance Agency

Brooklyn Walker

Insurance Agent
Hoell Insurance Agency

Kyle Kollmar

Insurance Agent
Hoell Insurance Agency

What Changed When Grafton Families Trusted a Local Agency

When local families moved both their auto and home insurance, they felt the real difference right away.

Ready to Find Your Best Rate?

It’s fast, free, and there’s zero pressure. You don’t even have to sign up.

Prefer to talk?
Call (262) 214-0999 or email info@hoellagency.com

Questions People Ask Before Switching to Us

Absolutely. We compare rates from top Wisconsin insurance companies to help you get the most affordable car insurance right here in Grafton. We’ll answer your questions and explain all your options. No obligation and no hidden fees. Let us know if you’re just checking prices — there’s no pressure.
Yes, it’s totally free. You can get a home, auto, renters, or motorcycle insurance quote with zero cost or commitment. We’re here to help you look — not sign you up before you’re ready. Just ask and we’ll walk you through your quote step by step.
We help with auto, home, renters, condo, SR-22, boat, and motorcycle insurance. That means nearly every kind of personal coverage Grafton residents usually ask about. If you’re not sure what you need, just ask. We take time to explain your options — no pressure at all.
We compare 20+ trusted Wisconsin carriers to make sure you get real quotes — not teaser rates. We’re up front about every number. If there’s a better price or more value, you’ll see it. You decide what feels right for your family.
No problem at all. Most people already have a policy, but we often find ways to save you money or boost coverage. You never have to switch unless it’s a good fit. We’ll tell you honestly what we find.
Yes, you’ll always deal with a real Wisconsin agent who knows the area. No call centers. We live and work in Wisconsin just like you. Call, email, or stop by with any questions. We’re here to give honest guidance — never any hard sell.
Yes, we help with SR-22 insurance for drivers in Grafton and across Wisconsin. We’ll explain what you need and help you file paperwork. It’s usually simpler than you think. If you’re unsure, just reach out and we’ll walk through everything together.
We can usually start new policies the same day for car, home, renters, or motorcycle insurance. No long waits or complicated forms. Just call or email us — we’ll explain the steps. You decide when it’s right for you to move forward.
Absolutely. We’re known for breaking down insurance in plain English. No jargon, no confusion. We’ll review coverages and answer every question. If it’s not clear, just let us know and we’ll take extra time to clarify.
We’re independent and truly local to Wisconsin. That means we look out for your interests — not any single company. You’ll get honest, side-by-side options from top insurers. No tricks or heavy sales tactics. Just fair, neighborly advice when you want it.

The Insurance Story Most Grafton, WI Locals Never Hear

Folks around here know there’s a certain rhythm to Grafton. You get the little things — like the fish fry at Flannery’s on Fridays, or kids riding bikes past Lime Kiln Park in the summer. Evenings can get pretty quiet, with porch lights flickering on along Highland Drive and the river rolling by behind folks’ backyards. It’s the kind of place where you can actually remember your neighbor’s dog’s name — and sometimes, that means a lot.

Auto Insurance That Fits Grafton Drivers

Driving in Grafton brings its own quirks. Anyone who’s lived here awhile knows that fog likes to hang low along Cedar Creek in the mornings, and come winter, the roads out by Highway 60 can glaze up fast. We see our fair share of deer wandering through too. Owning a car here means dealing with potholes after snow melts, the endless row of brake lights heading through the downtown curve, and the occasional hailstorm rolling off the lake. When you ask about auto insurance, you want to know it’s set up for the way we really drive around here.

Home Insurance That Makes Sense in Grafton

Homes in ZIP 53024 run the gamut — everything from old bungalows by the downtown square to newer ranches out by Falls Road. Folks here know that spring rains can push water up into the basement, that cold snaps can freeze pipes tight, and every so often, a windstorm takes out a fence that’s been there for decades. The insurance we set up is rooted in the things that actually happen to real people in this town. I’ve seen it plenty — a roof takes a beating from heavy snow, a kid sprays a hose too close to the siding. Nothing fancy, just protection you can lean on.

Trusted Local Insurance Agency

This is Joseph Hoell Insurance, right here in town. Not some chain, not an out-of-state voice on the other end of the line. When you call, you get a local — someone who’s walked these streets, who’s seen the same storms you have. We look at more than 20 insurance carriers to find local coverage that fits your life, with no pressure or hidden tricks. Just real talk, honest answers, and folks who are happy to explain how it works.

Thanks for dropping by our corner of the internet. If you’re curious about your options or just want to talk things out, I’m here. Stop in or call any time.

Resources and Local Information

City of Grafton, WI Official Website

Grafton, WI Map

Neighboring Communities

Cedarburg

Mequon

Fredonia

Glendale

Saukville

Thiensville

Brown Deer

Port Washington

Belgium

Bayside

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