4.9 Google Rating

(280+ Reviews)

Get Started in Minutes.
Save Hundreds.
Talk to a Real Human.

Message an Expert Now — Get Real Savings Fast.

(*You’ll Chat with Joe, Brad, Brooklyn, or Kyle — Not a Call Center.)

*Most Clients Save $300–$600 per Year.
*Insurance Quotes are Free. No Sign-up Required.

Get Started in Minutes.

Save Hundreds.

Talk to a Real Human.

Message an Expert Now
— Get Real Savings Fast.​

(*You’ll Chat with Joe, Brad, Brooklyn, or Kyle — Not a Call Center.)

*Most Clients Save $300–$600 per Year.

*Insurance Quotes are Free. No Sign-up required.

Insurance in Cedarburg, WI

We Shop. You Save. It's That Simple

At Joseph Hoell Insurance, we’re proud to help Cedarburg families, drivers, and neighbors find insurance that truly fits their lives. As your local, independent agency, we compare top carriers so you get honest options. Most clients save hundreds each year—while getting coverage they can trust from folks nearby.

TOP RATED

Auto Insurance

Save money, drive safer. Fast, friendly quotes from locals.

TOP RATED

Home Insurance

Protection from storm damage. Honest rates. Friendly local help.

“Joe has over 250 5 star Google reviews for a reason! Not only did he save me over $1,800 dollars a year, but he was also able to give me better coverage then what I previously had!”  –  Julia O.

Need Coverage for Something Else?

Renters Insurance

Thieves, fires, mishaps—protect your stuff inside your rental.

Condo Insurance

When your HOA falls short, we protect what’s truly yours.

Motorcycle Insurance

Keep your bike safe and street legal with reliable coverage.

Boat Insurance

Boat coverage made easy—for your ride, your gear, and your trips.

SR-22 Insurance

SR-22 made simple—fast filings and friendly help, every step.

Other Specialty Insurance

Looking for Something Else?

The Cedarburg, WI Shortcut Locals Use to Make Insurance Simple

Better Protection + Fewer Headaches.

Getting good insurance in Cedarburg shouldn’t be confusing or stressful. We’re a local Wisconsin agency, and we keep things simple with no hidden fees, no pressure—ever. We compare more than 20 trusted Wisconsin-approved insurers to make sure you get the best deal, then explain your real choices in plain language. You only pay for the coverage you actually need—nothing extra. We’re here to help, not push you around. You don’t have to sign up if you’re not ready—no strings attached.

Real, Local Agents, Not Call Centers.

Talk to the same local insurance expert every time.

We Shop 20+ Carriers for You—Free.​

You Get the Best Deal. We Handle the Shopping. 

No Extras.
No Overpaying.

Only what you need. Nothing you don’t.

Meet Your Insurance Agents

Real People. Local Help. No Call Centers.

Joseph Hoell

Owner
Hoell Insurance Agency

Brad Zacharias

Insurance Agent
Hoell Insurance Agency

Brooklyn Walker

Insurance Agent
Hoell Insurance Agency

Kyle Kollmar

Insurance Agent
Hoell Insurance Agency

When Cedarburg Families Switched Agencies — Here’s What Really Happened

Here’s what happened when real families moved both their auto and home insurance to a local agency they trust.

Ready to Find Your Best Rate?

It’s fast, free, and there’s zero pressure. You don’t even have to sign up.

Prefer to talk?
Call (262) 214-0999 or email info@hoellagency.com

Questions People Ask Before Switching to Us

Yes, we’re a real Wisconsin-based insurance agency. Our team lives and works right here in the state, and we truly understand what drivers and homeowners here need. No call centers, no confusing out-of-state service. You can always talk to a neighborly, local expert who cares about finding you the best coverage for your situation.
No, never. Your insurance quote is always free. We compare top Wisconsin insurers for auto, home, renters, SR-22, and more – with no fees and no commitment. Want to just see your options? You don’t have to sign up or buy anything. We’re here when you’re ready.
We shop over 20 trusted carriers to show you real prices, not just estimates. You’ll see side-by-side comparisons from respected Wisconsin insurers. Our goal is to help you save money without losing coverage. We’ll walk you through every detail so you know exactly what to expect.
That’s fine! Many of our clients have coverage elsewhere. We can check if you’re missing out on affordable coverage or better protection. There’s no pressure to switch. If your current plan’s the best for you, we’ll tell you honestly. We’re just here to help you check your options.
Yes — we help people all over Wisconsin, including Cedarburg and nearby communities. We know the local insurance needs here, whether you drive, own a home, or rent. If you want coverage that fits right here in Wisconsin, we’re ready to help. Just ask — we’ll make it easy.
Absolutely. Your information stays between you and your local agent. No spam, no selling your data. We take privacy seriously, so you can shop for Wisconsin insurance with peace of mind. Have questions about the process? Just ask — we’re happy to explain how it works.
Yes, we handle SR-22 insurance filings for Wisconsin drivers all the time. If you need to get back on the road after a suspension or ticket, we’ll guide you every step. No judgment, no hassle. We can get quotes fast, and you only move forward when you feel comfortable.
We sure do! We offer renters and condo insurance tailored to life in Wisconsin. Protect your stuff from fires, theft, and more. You don’t have to spend a lot to get good coverage. We’ll show you options and answer any questions, no pressure to buy until you’re sure.
Yes — it’s our specialty. No talking in circles or confusing terms. We make sure you know exactly what your car, home, or renters insurance covers. If something isn’t clear, just ask. We want you to feel confident before making any decisions.
We’re real people serving Wisconsin — not just a website or 1-800 number. You get clear answers, honest rates, and side-by-side options from over 20 insurers. No tricks. No surprise fees. We treat you like a neighbor, not a number — and you never have to move forward unless it feels right for you.

How People Think About Insurance in Cedarburg, WI

There are days in Cedarburg when Main Street feels like something out of a postcard — especially with the old mill buildings and families picking up ice cream at Amy’s. People here say hello, and you end up waving at folks you’ve known since grade school, whether that’s by the library or outside Piggly Wiggly. It’s the kind of place where small things matter, since you always run into someone you know. Around here, folks keep an eye out for each other.

Auto Insurance That Fits Cedarburg Drivers

If you’ve ever taken Bridge Road early on a foggy morning or crept along Washington Avenue during Wine & Harvest Fest traffic, you know driving here isn’t quite city-driving but it isn’t sleepy either. We see deer dash across Hamilton Road, and that river valley fog can sneak up just as quick as our winter black ice. Dings from runaway shopping carts, pothole woes, the occasional fender bender out by Cedar Creek — this is the stuff we all deal with. Affordable insurance in Cedarburg WI means looking out for these little headaches, not just the big ones.

Home Insurance That Makes Sense in Cedarburg

Everyone’s place is a little different in 53012. There are sturdy bungalows close to downtown and country homes that sit back from the road. Water in the basement after heavy rains, ice dams along old eaves, and hail dings are old news to anyone who’s lived through a few Wisconsin springs. Power goes out, sump pumps work overtime, or a kid launches a baseball through the neighbor’s window — it happens. Our local coverage is based on the way houses act in Cedarburg, not just what looks good on paper.

Trusted Local Insurance Agency

This isn’t a chain and you don’t get a robot when you call. With Joseph Hoell Insurance, you deal with real people right here in town. We compare more than 20 carriers to get you a quote, and we actually explain the choices without any hard sell or gimmicks. Our job is simple: help you get good protection that makes sense — and treat you like a neighbor since that’s what you are.

Thanks for reading and for thinking local. If you want to talk things through or just check your options, swing by or give us a call. No pressure at all.

Resources and Local Information

City of Cedarburg, WI Official Website

Cedarburg, WI Map

Neighboring Communities

Port Washington

Fox Point

Thiensville

Whitefish Bay

Saukville

Belgium

More Service Areas Pages